1. Agreement
These Terms of Service ("Terms") govern your use of Navaniit Calc, a numerology and Ramal calculator product of Navaniit Creation: software that computes results from the inputs you enter, and generates the Numerology Report as a document from those results. Navaniit Creation is operated by SG Tech, a proprietorship ("we", "us", "Navaniit"). By creating an account, generating a report, or paying for a package, you agree to these Terms.
2. What we provide
- Numerology calculators and the Ramal Calculator — results computed on a signed-in account with an active package
- The Numerology Report, priced in INR, generated only for signed-in accounts holding a valid purchase or a report credit
- Package subscriptions — Numerology, Ramal, or Full — monthly or yearly
- A bilingual product (English and Hindi), with PDF export of the report
Results and reports are computed by fixed rules for educational and informational use. They are not predictions, medical advice, financial advice, legal advice, or guarantees of any outcome. We use language consistent with "tendencies, not certainties" throughout.
3. Eligibility
You must be at least 18 years old to create an account, generate paid reports, or make payments. An adult may make a report for a child in their care; the child's name and date of birth are used only to make that report.
4. Account
You are responsible for keeping your sign-in credentials safe. You agree to provide accurate name and date of birth — the engine relies on these to compute your numerology values. We may suspend an account that we reasonably believe is being used to abuse the service.
5. Payments
Prices are displayed in Indian Rupees (INR) exclusive of GST; 18 % GST is added at checkout and shown to you before you pay. New orders are paid only through our card, UPI and net-banking payment gateway, and your access opens when the gateway confirms the payment; we no longer take new orders by transfer to a UPI address of our own. All sales are subject to our Refund Policy at /refund. We never store full card details; the payment gateway handles PCI-compliant tokenisation.
6. Acceptable use
You may not:
- Resell, sublicense, or expose our reports as a competing API
- Reverse-engineer the numerology engine
- Use automation to scrape generated content
- Submit content (names, queries) intended to harass, defame, or harm a third party
- Use the service for anything illegal under Indian law
7. Intellectual property
The numerology methodology, fragment library, reference material, prompts, and codebase are owned by Navaniit. Your generated report is yours to keep, share, and print, but the underlying templates and methodology are not licensed beyond the personal use of the buyer.
8. Limitations
To the maximum extent permitted by law, our aggregate liability for any claim relating to the service is limited to the amount you paid for the specific report or membership in question.
9. Suspension and termination
We may suspend or terminate your account for breach of these Terms. You may delete your account at any time from /account. Account deletion follows our DPDPA-aligned 24-hour grace policy described in the Privacy Policy.
10. Changes
We may update these Terms from time to time. The "Last updated" date at the top of this page reflects the effective version.
11. Governing law
These Terms are governed by Indian law. Disputes will be resolved in the courts of Pune, Maharashtra.
12. Contact
Questions about these Terms: grievance@navaniitcreation.in.
For grievances under the IT Act 2000 § 79, see /grievance for the Grievance Officer contact.